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Ripples

Flood Insurance

While images of catastrophic hurricanes may come to mind, most flooding in Puerto Rico arises from smaller events: just a few inches of water can cause thousands of dollars in damage. That's why flood insurance is crucial, even in Puerto Rico.

Flood in settlements

Remember: Every home in the U.S. is within a FEMA flood zone, with varying risks. Don't delay: Most flood insurance policies have a 30-day waiting period.

Homeowners insurance will not save you. Flood damage requires a separate policy, as standard coverage does not extend to flooding.

Beyond property protection: Flood insurance reimburses you and your family for tasks like sandbagging, moving furniture, and removing debris.

Mortgage requirement in high-risk areas: Depending on your location and lender, flood insurance may be required.

Optional, but essential, for others: Even outside high-risk areas, consider the peace of mind and financial security that flood insurance offers.

Don't gamble with the future of your home. Contact us today for a personalized flood insurance quote to protect your Jacksonville shelter from rising waters.

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