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Restaurant Interior

Restaurant Insurance

Owning a restaurant is a juggling act: maintaining tight schedules, battling staff illnesses, and sometimes dealing with unhappy customers. While we can't help with the first two, we can address the "what if" of unexpected risks.

Image by Sebastian Coman Photography

Our agency is your partner in protecting your Jacksonville restaurant, no matter where you are in Florida.

Picture this: A client with a severe allergy suffers a reaction after accidentally ingesting the allergen. Not only is your health at risk, but you face a possible lawsuit. This happens more often than you think and is why restaurant liability insurance is crucial.

Your Comprehensive Shield:

  • General Liability – Covers bodily injury, property damage, and even personal injury claims arising from negligence.

  • Workers' Compensation: Mandatory in most states, covers medical expenses and lost wages from work-related injuries.

  • Loss of Income: Protects you financially if a covered loss forces you out of business, ensuring income keeps flowing.

  • Property Damage: Covers repairs or replacements to your building, equipment and inventory at current costs.

  • Crime and Vandalism: Protects against theft, theft, employee theft and vandalism.

We serve all types of restaurants:

  • Local places

  • food trucks

  • catering companies

  • Delivery services

  • ice cream trucks

  • Bars

  • Coffee shops

  • Diners

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